Financial Education for Brisbane Families & Schools
Giving Brisbane’s young people the financial skills they need for life
Money is something every young person will have to manage, but financial skills aren’t always taught in the classroom.
From their first job and first pay packet to buying a car, managing a bank account, using credit and eventually buying a home, the financial decisions young people make can have a lasting impact on their future.
At Apex Financial Advice, we believe financial education should start early.
That’s why we’re working with schools across Brisbane and South East Queensland to deliver practical financial education programs designed to help young people understand money, build good habits and feel more confident about their financial future.
Financial Education that goes Beyond the Classroom
Our school programs are designed to make money relatable.
Rather than focusing on complicated financial terminology, we help students understand the real-world financial decisions they will soon face.
Our programs can cover topics including:
- Understanding money and budgeting
- Saving and setting financial goals
- Your first job and understanding your payslip
- Superannuation and why it matters from your first job
- Understanding tax
- Needs vs wants
- Credit cards, loans and debt
- Buy Now, Pay Later
- Interest and compound interest
- Investing and building wealth
- Financial scams and online spending
- Preparing for life after school
- The true cost of everyday financial decisions
The aim is simple: give students practical knowledge they can actually use.
Our workshops / interactive session are generally 1 hour. However, they can be adapted to suit your schools needs
For Parents: Give Your Child a Financial Head Start
As a parent, you teach your children countless skills to prepare them for adulthood.
You teach them how to communicate, make decisions, solve problems and become independent.
Understanding money should be part of that education too.
Many young people leave school knowing how to pass exams, but aren’t necessarily prepared for their first payslip, their first tax return, managing bills, choosing a super fund or understanding how debt works.
Financial education can help bridge that gap.
What can parents do?
Financial conversations don’t need to be complicated.
Start with everyday opportunities to talk about money:
- 1
Talk about needs and wants.
Help your child understand the difference between something they need and something they simply want.
- 2
Encourage saving.
Whether they’re saving for a phone, car, holiday or something bigger, setting a goal can make saving meaningful.
- 3
Explain the cost of debt.
Help them understand that borrowing money isn’t free and that interest can work both for and against them.
- 4
Let them make mistakes while the stakes are low.
Learning to manage $50 or $100 as a teenager can help prepare them for managing thousands of dollars later in life.
Call or email us for a free Savings Goals fridge magnet to be mailed out to you!
Financial Education Programs for Brisbane Schools
We don’t believe financial education should be a one-size-fits-all presentation.
Our programs can be tailored to suit the age group, school and students we’re working with.
From primary school students learning the basics of money through to senior students preparing to enter the workforce, our goal is to make financial education engaging, practical and relevant.
Programs can be tailored for:
Primary School
Building the foundations of financial literacy through age-appropriate discussions around money, saving, spending and financial choices.
Junior Secondary
Introducing students to budgeting, earning money, saving, spending and understanding the financial decisions they will soon begin making independently.
Senior Secondary
Preparing students for life after school, including employment, payslips, tax, superannuation, credit, debt, investing and the cost of living.
Parents & Students
We can also provide sessions designed to get parents and young people talking about money together.
Why Financial Education Matters
The financial decisions made in your late teens and early twenties can have a surprisingly large impact on your future.
Understanding money early can help young people:
- 1
Make better financial decisions
Understand the consequences of spending, borrowing and financial commitments before making them.
- 2
Build better habits
Develop practical habits around budgeting, saving and managing money.
- 3
Avoid common financial traps
Recognise scams, high-cost debt, Buy Now, Pay Later products and other financial pitfalls.
- 4
Understand their first pay cheque
Know what tax and superannuation are and understand where their money is going.
- 5
Start thinking about their future
Learn how small financial decisions today can contribute to bigger financial goals tomorrow.
Bring Financial Education to Your School
Are you a Brisbane school, teacher, parent or school community interested in financial education for students?
We’d love to discuss how Apex can work with your school.
Whether you’re looking for a classroom presentation, a financial literacy program, a parent information session or a tailored school event, we can work with you to develop an approach that suits your students.
Get in touch with Cristina to start the conversation.
Cristina Watson
Operations Manager / Partner
cristina@apexfsg.com.au
